FY2027 Small Area FMR · Leadwood, MO

ZIP 63653 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63653 (Leadwood, MO) is $1,060 a month, up 10.4% from FY2026. That is 7% above the St. Francois County, MO area-wide FMR of $988.

2-bedroom SAFMR$1,060per month ▲ 10.4%

Area-wide 2 BR FMR$988St. Francois County, MO

Rank in the area8thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 9.6%

1 BR$810▲ 11.0%

2 BR$1,060▲ 10.4%

3 BR$1,280▲ 3.2%

4 BR$1,390▲ 9.4%

FY2027 FY2026

Where 63653 sits in the St. Francois County, MO area

Of the 18 ZIP codes HUD lists for the area, 63653 has the 8th highest two-bedroom Small Area FMR. St. Francois County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $988 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$750	$730
1 bedroom	$810	$729 – $891	$755	$730
2 bedrooms	$1,060	$954 – $1,166	$988	$960
3 bedrooms	$1,280	$1,152 – $1,408	$1,195	$1,240
4 bedrooms	$1,390	$1,251 – $1,529	$1,298	$1,270

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $70,200 and the 80% low-income limit for four people is $62,000. ZIP code 63653 lies mainly in St. Francois County. See the St. Francois County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
63601	Park Hills	3.6 mi	$960
63648	Irondale	6.2 mi	$1,110
63660	Mineral Point	6.3 mi	$960
63628	Bonne Terre	6.9 mi	$960
63624	Bismarck	7.6 mi	$960
63637	Doe Run	11.0 mi	$960

Questions

What is the Fair Market Rent for ZIP code 63653?

HUD's FY2027 Small Area Fair Market Rents for 63653 are $800 (studio), $810 (1 BR), $1,060 (2 BR), $1,280 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 63653?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63653 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63653?

The FY2026 income limits of the St. Francois County, MO area apply: median family income $70,200, low-income (80%) limit $62,000 for a family of four.