FY2027 Small Area FMR · Middle Brook, MO
ZIP 63656 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63656 (Middle Brook, MO) is $1,110 a month, up 9.9% from FY2026. That is 15% above the Iron County, MO area-wide FMR of $962.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 63656 sits in the Iron County, MO area
Of the 17 ZIP codes HUD lists for the area, 63656 has the 3rd highest two-bedroom Small Area FMR. Iron County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.
ZIP code 63656 crosses more than one HUD area. HUD also lists it under Reynolds County, MO (same figures) and St. Francois County, MO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $820 | $738 – $902 | $709 | $750 |
| 1 bedroom | $970 | $873 – $1,067 | $880 | $880 |
| 2 bedrooms | $1,110 | $999 – $1,221 | $962 | $1,010 |
| 3 bedrooms | $1,360 | $1,224 – $1,496 | $1,187 | $1,230 |
| 4 bedrooms | $1,640 | $1,476 – $1,804 | $1,479 | $1,490 |
A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $78,900 and the 80% low-income limit for four people is $63,100. ZIP code 63656 lies mainly in Iron County and Reynolds County. See the Iron County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 63656?
HUD's FY2027 Small Area Fair Market Rents for 63656 are $820 (studio), $970 (1 BR), $1,110 (2 BR), $1,360 (3 BR) and $1,640 (4 BR) a month.
What is the Section 8 payment standard in 63656?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63656 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 63656?
The FY2026 income limits of the Iron County, MO area apply: median family income $78,900, low-income (80%) limit $63,100 for a family of four.