Income Limits by County

FY2027 Small Area FMR · Bloomfield, MO

ZIP 63825 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63825 (Bloomfield, MO) is $970 a month, up 7.8% from FY2026. That is 1% above the Stoddard County, MO area-wide FMR of $962.

2-bedroom SAFMR$970per month ▲ 7.8%
Area-wide 2 BR FMR$962Stoddard County, MO
Rank in the area6thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873
2 BR Small Area FMR$970
110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 63825 sits in the Stoddard County, MO area

$960$1,100median $960

Of the 15 ZIP codes HUD lists for the area, 63825 has the 6th highest two-bedroom Small Area FMR. Stoddard County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$680$612 – $748$670$670
1 bedroom$740$666 – $814$735$690
2 bedrooms$970$873 – $1,067$962$900
3 bedrooms$1,290$1,161 – $1,419$1,281$1,200
4 bedrooms$1,300$1,170 – $1,430$1,286$1,260

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $76,700 and the 80% low-income limit for four people is $62,000. ZIP code 63825 lies mainly in Stoddard County. See the Stoddard County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
63735Bell City9.9 mi$960
63960Puxico10.4 mi$960
63846Essex10.9 mi$960
63738Brownwood11.0 mi$960
63841Dexter11.3 mi$980
63730Advance11.6 mi$980

Questions

What is the Fair Market Rent for ZIP code 63825?

HUD's FY2027 Small Area Fair Market Rents for 63825 are $680 (studio), $740 (1 BR), $970 (2 BR), $1,290 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 63825?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63825 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63825?

The FY2026 income limits of the Stoddard County, MO area apply: median family income $76,700, low-income (80%) limit $62,000 for a family of four.