Income Limits by County

FY2027 Small Area FMR · Fairdealing, MO

ZIP 63939 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63939 (Fairdealing, MO) is $990 a month, up 5.3% from FY2026. That is 3% above the Ripley County, MO area-wide FMR of $962.

2-bedroom SAFMR$990per month ▲ 5.3%
Area-wide 2 BR FMR$962Ripley County, MO
Rank in the area3rdof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891
2 BR Small Area FMR$990
110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 63939 sits in the Ripley County, MO area

$960$1,020median $975

Of the 10 ZIP codes HUD lists for the area, 63939 has the 3rd highest two-bedroom Small Area FMR. Ripley County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$709$700
1 bedroom$840$756 – $924$830$760
2 bedrooms$990$891 – $1,089$962$940
3 bedrooms$1,340$1,206 – $1,474$1,312$1,190
4 bedrooms$1,600$1,440 – $1,760$1,582$1,480

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $65,000 and the 80% low-income limit for four people is $62,000. ZIP code 63939 lies mainly in Ripley County. See the Ripley County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
63955Oxly3.3 mi$970
63953Naylor4.8 mi$960
63945Harviell7.4 mi$960
72470Success12.2 mi$930
63954Neelyville13.0 mi$960
63943Grandin13.7 mi$980

Questions

What is the Fair Market Rent for ZIP code 63939?

HUD's FY2027 Small Area Fair Market Rents for 63939 are $730 (studio), $840 (1 BR), $990 (2 BR), $1,340 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 63939?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63939 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63939?

The FY2026 income limits of the Ripley County, MO area apply: median family income $65,000, low-income (80%) limit $62,000 for a family of four.