Income Limits by County

FY2027 Small Area FMR · Wellington, MO

ZIP 64097 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64097 (Wellington, MO) is $1,350 a month, up 13.4% from FY2026. That is 13% below the Kansas City, MO-KS area-wide FMR of $1,546.

2-bedroom SAFMR$1,350per month ▲ 13.4%
Area-wide 2 BR FMR$1,546Kansas City, MO-KS
Rank in the area157thof 252 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215
2 BR Small Area FMR$1,350
110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 64097 sits in the Kansas City, MO-KS area

$960$2,320median $1,460

Of the 252 ZIP codes HUD lists for the area, 64097 has the 157th highest two-bedroom Small Area FMR. Kansas City, MO-KS is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,215 and $1,485 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,100$990 – $1,210$1,257$960
1 bedroom$1,190$1,071 – $1,309$1,366$1,050
2 bedrooms$1,350$1,215 – $1,485$1,546$1,190
3 bedrooms$1,760$1,584 – $1,936$2,020$1,550
4 bedrooms$2,110$1,899 – $2,321$2,419$1,840

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $113,400 and the 80% low-income limit for four people is $90,700. ZIP code 64097 lies mainly in Lafayette County. See the Kansas City, MO-KS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
64074Napoleon4.9 mi$1,780
64017Camden6.6 mi$1,110
64036Henrietta6.6 mi$1,060
64066Levasy7.9 mi$1,520
64076Odessa8.6 mi$1,250
64067Lexington8.6 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 64097?

HUD's FY2027 Small Area Fair Market Rents for 64097 are $1,100 (studio), $1,190 (1 BR), $1,350 (2 BR), $1,760 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 64097?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64097 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64097?

The FY2026 income limits of the Kansas City, MO-KS area apply: median family income $113,400, low-income (80%) limit $90,700 for a family of four.