Income Limits by County

FY2027 Small Area FMR · Kansas City, MO

ZIP 64101 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64101 (Kansas City, MO) is $1,510 a month, up 10.2% from FY2026. That is 2% below the Kansas City, MO-KS area-wide FMR of $1,546.

2-bedroom SAFMR$1,510per month ▲ 10.2%
Area-wide 2 BR FMR$1,546Kansas City, MO-KS
Rank in the area104thof 252 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359
2 BR Small Area FMR$1,510
110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 64101 sits in the Kansas City, MO-KS area

$960$2,320median $1,460

Of the 252 ZIP codes HUD lists for the area, 64101 has the 104th highest two-bedroom Small Area FMR. Kansas City, MO-KS is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,359 and $1,661 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,230$1,107 – $1,353$1,257$1,110
1 bedroom$1,330$1,197 – $1,463$1,366$1,210
2 bedrooms$1,510$1,359 – $1,661$1,546$1,370
3 bedrooms$1,970$1,773 – $2,167$2,020$1,780
4 bedrooms$2,360$2,124 – $2,596$2,419$2,120

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $113,400 and the 80% low-income limit for four people is $90,700. ZIP code 64101 lies mainly in Jackson County. See the Kansas City, MO-KS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
64105Kansas City0.6 mi$2,130
64102Kansas City0.7 mi$1,810
66118Kansas City0.7 mi$1,420
64108Kansas City1.5 mi$2,110
64106Kansas City1.5 mi$1,700
66101Kansas City1.7 mi$1,170

Questions

What is the Fair Market Rent for ZIP code 64101?

HUD's FY2027 Small Area Fair Market Rents for 64101 are $1,230 (studio), $1,330 (1 BR), $1,510 (2 BR), $1,970 (3 BR) and $2,360 (4 BR) a month.

What is the Section 8 payment standard in 64101?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64101 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64101?

The FY2026 income limits of the Kansas City, MO-KS area apply: median family income $113,400, low-income (80%) limit $90,700 for a family of four.