FY2027 Small Area FMR · Kansas City, MO
ZIP 64109 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64109 (Kansas City, MO) is $1,240 a month, up 13.8% from FY2026. That is 20% below the Kansas City, MO-KS area-wide FMR of $1,546.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 64109 sits in the Kansas City, MO-KS area
Of the 252 ZIP codes HUD lists for the area, 64109 has the 177th highest two-bedroom Small Area FMR. Kansas City, MO-KS is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,116 and $1,364 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,010 | $909 – $1,111 | $1,257 | $880 |
| 1 bedroom | $1,100 | $990 – $1,210 | $1,366 | $960 |
| 2 bedrooms | $1,240 | $1,116 – $1,364 | $1,546 | $1,090 |
| 3 bedrooms | $1,620 | $1,458 – $1,782 | $2,020 | $1,420 |
| 4 bedrooms | $1,940 | $1,746 – $2,134 | $2,419 | $1,690 |
A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $113,400 and the 80% low-income limit for four people is $90,700. ZIP code 64109 lies mainly in Jackson County. See the Kansas City, MO-KS metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 64109?
HUD's FY2027 Small Area Fair Market Rents for 64109 are $1,010 (studio), $1,100 (1 BR), $1,240 (2 BR), $1,620 (3 BR) and $1,940 (4 BR) a month.
What is the Section 8 payment standard in 64109?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64109 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 64109?
The FY2026 income limits of the Kansas City, MO-KS area apply: median family income $113,400, low-income (80%) limit $90,700 for a family of four.