Income Limits by County

FY2027 Small Area FMR · Kansas City, MO

ZIP 64161 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64161 (Kansas City, MO) is $1,760 a month, up 12.8% from FY2026. That is 14% above the Kansas City, MO-KS area-wide FMR of $1,546.

2-bedroom SAFMR$1,760per month ▲ 12.8%
Area-wide 2 BR FMR$1,546Kansas City, MO-KS
Rank in the area44thof 252 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,584
2 BR Small Area FMR$1,760
110% of SAFMR$1,936

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 64161 sits in the Kansas City, MO-KS area

$960$2,320median $1,460

Of the 252 ZIP codes HUD lists for the area, 64161 has the 44th highest two-bedroom Small Area FMR. Kansas City, MO-KS is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,584 and $1,936 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,430$1,287 – $1,573$1,257$1,260
1 bedroom$1,550$1,395 – $1,705$1,366$1,380
2 bedrooms$1,760$1,584 – $1,936$1,546$1,560
3 bedrooms$2,300$2,070 – $2,530$2,020$2,030
4 bedrooms$2,750$2,475 – $3,025$2,419$2,420

A household renting a two-bedroom home at the Small Area FMR of $1,760 needs about $70,400 a year to keep housing costs at 30% of income. The area median family income is $113,400 and the 80% low-income limit for four people is $90,700. ZIP code 64161 lies mainly in Clay County. See the Kansas City, MO-KS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
64054Independence3.4 mi$1,460
64053Independence3.5 mi$1,240
64050Independence3.7 mi$1,190
64120Kansas City3.8 mi$2,090
64117Kansas City3.9 mi$1,360
64125Kansas City4.3 mi$1,130

Questions

What is the Fair Market Rent for ZIP code 64161?

HUD's FY2027 Small Area Fair Market Rents for 64161 are $1,430 (studio), $1,550 (1 BR), $1,760 (2 BR), $2,300 (3 BR) and $2,750 (4 BR) a month.

What is the Section 8 payment standard in 64161?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64161 that range is $1,584 to $1,936 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64161?

The FY2026 income limits of the Kansas City, MO-KS area apply: median family income $113,400, low-income (80%) limit $90,700 for a family of four.