Income Limits by County

FY2027 Small Area FMR · Amity, MO

ZIP 64422 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64422 (Amity, MO) is $1,020 a month, down 1.0% from FY2026. That is 7% below the St. Joseph, MO-KS area-wide FMR of $1,101.

2-bedroom SAFMR$1,020per month ▼ 1.0%
Area-wide 2 BR FMR$1,101St. Joseph, MO-KS
Rank in the area27thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 64422 sits in the St. Joseph, MO-KS area

$960$1,650median $1,040

Of the 47 ZIP codes HUD lists for the area, 64422 has the 27th highest two-bedroom Small Area FMR. St. Joseph, MO-KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,101 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$850$750
1 bedroom$800$720 – $880$857$800
2 bedrooms$1,020$918 – $1,122$1,101$1,030
3 bedrooms$1,310$1,179 – $1,441$1,406$1,310
4 bedrooms$1,520$1,368 – $1,672$1,629$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $91,800 and the 80% low-income limit for four people is $73,350. ZIP code 64422 lies mainly in DeKalb County. See the St. Joseph, MO-KS metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
64430Clarksdale4.8 mi$1,060
64469Maysville7.4 mi$970
64459Helena8.3 mi$1,190
64494Union Star9.3 mi$1,080
64436Cosby10.4 mi$1,650
64490Stewartsville10.8 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 64422?

HUD's FY2027 Small Area Fair Market Rents for 64422 are $780 (studio), $800 (1 BR), $1,020 (2 BR), $1,310 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 64422?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64422 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64422?

The FY2026 income limits of the St. Joseph, MO-KS area apply: median family income $91,800, low-income (80%) limit $73,350 for a family of four.