FY2027 Small Area FMR · Laclede, MO
ZIP 64651 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64651 (Laclede, MO) is $1,170 a month, up 7.3% from FY2026. That is 22% above the Linn County, MO area-wide FMR of $962.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 64651 sits in the Linn County, MO area
Of the 16 ZIP codes HUD lists for the area, 64651 has the 1st highest two-bedroom Small Area FMR. Linn County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $860 | $774 – $946 | $709 | $810 |
| 1 bedroom | $890 | $801 – $979 | $735 | $830 |
| 2 bedrooms | $1,170 | $1,053 – $1,287 | $962 | $1,090 |
| 3 bedrooms | $1,390 | $1,251 – $1,529 | $1,146 | $1,310 |
| 4 bedrooms | $1,540 | $1,386 – $1,694 | $1,264 | $1,440 |
A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $84,500 and the 80% low-income limit for four people is $67,600. ZIP code 64651 lies mainly in Linn County. See the Linn County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 64651?
HUD's FY2027 Small Area Fair Market Rents for 64651 are $860 (studio), $890 (1 BR), $1,170 (2 BR), $1,390 (3 BR) and $1,540 (4 BR) a month.
What is the Section 8 payment standard in 64651?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64651 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 64651?
The FY2026 income limits of the Linn County, MO area apply: median family income $84,500, low-income (80%) limit $67,600 for a family of four.