FY2027 Small Area FMR · Foster, MO

ZIP 64745 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64745 (Foster, MO) is $1,070 a month, up 20.2% from FY2026. That is 3% below the Bates County, MO area-wide FMR of $1,098.

2-bedroom SAFMR$1,070per month ▲ 20.2%

Area-wide 2 BR FMR$1,098Bates County, MO

Rank in the area6thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 20.9%

1 BR$820▲ 20.6%

2 BR$1,070▲ 20.2%

3 BR$1,370▲ 17.1%

4 BR$1,780▲ 21.9%

FY2027 FY2026

Where 64745 sits in the Bates County, MO area

Of the 13 ZIP codes HUD lists for the area, 64745 has the 6th highest two-bedroom Small Area FMR. Bates County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,098 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$834	$670
1 bedroom	$820	$738 – $902	$839	$680
2 bedrooms	$1,070	$963 – $1,177	$1,098	$890
3 bedrooms	$1,370	$1,233 – $1,507	$1,402	$1,170
4 bedrooms	$1,780	$1,602 – $1,958	$1,835	$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $84,100 and the 80% low-income limit for four people is $67,300. ZIP code 64745 lies mainly in Bates County. See the Bates County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
64722	Amoret	7.7 mi	$1,030
64779	Rich Hill	7.8 mi	$1,070
64752	Hume	8.2 mi	$1,120
66075	Pleasanton	10.8 mi	$960
64730	Butler	12.3 mi	$1,090
64765	Metz	12.5 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 64745?

HUD's FY2027 Small Area Fair Market Rents for 64745 are $810 (studio), $820 (1 BR), $1,070 (2 BR), $1,370 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 64745?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64745 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64745?

The FY2026 income limits of the Bates County, MO area apply: median family income $84,100, low-income (80%) limit $67,300 for a family of four.