FY2027 Small Area FMR · Urich, MO
ZIP 64788 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64788 (Urich, MO) is $1,000 a month, up 7.5% from FY2026. That is 9% below the Bates County, MO area-wide FMR of $1,098.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 64788 sits in the Bates County, MO area
Of the 13 ZIP codes HUD lists for the area, 64788 has the 10th highest two-bedroom Small Area FMR. Bates County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,098 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.
ZIP code 64788 crosses more than one HUD area. HUD also lists it under Henry County, MO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $750 | $675 – $825 | $834 | $690 |
| 1 bedroom | $800 | $720 – $880 | $839 | $710 |
| 2 bedrooms | $1,000 | $900 – $1,100 | $1,098 | $930 |
| 3 bedrooms | $1,300 | $1,170 – $1,430 | $1,402 | $1,230 |
| 4 bedrooms | $1,500 | $1,350 – $1,650 | $1,835 | $1,350 |
A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $84,100 and the 80% low-income limit for four people is $67,300. ZIP code 64788 lies mainly in Henry County and Bates County. See the Bates County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 64788?
HUD's FY2027 Small Area Fair Market Rents for 64788 are $750 (studio), $800 (1 BR), $1,000 (2 BR), $1,300 (3 BR) and $1,500 (4 BR) a month.
What is the Section 8 payment standard in 64788?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64788 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 64788?
The FY2026 income limits of the Bates County, MO area apply: median family income $84,100, low-income (80%) limit $67,300 for a family of four.