FY2027 Small Area FMR · Neck City, MO

ZIP 64849 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 64849 (Neck City, MO) is $1,010 a month, up 7.4% from FY2026. That is 12% below the Joplin, MO area-wide FMR of $1,153.

2-bedroom SAFMR$1,010per month ▲ 7.4%

Area-wide 2 BR FMR$1,153Joplin, MO

Rank in the area26thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 5.3%

1 BR$800▲ 5.3%

2 BR$1,010▲ 7.4%

3 BR$1,310▲ 9.2%

4 BR$1,420▲ 11.8%

FY2027 FY2026

Where 64849 sits in the Joplin, MO area

Of the 34 ZIP codes HUD lists for the area, 64849 has the 26th highest two-bedroom Small Area FMR. Joplin, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,153 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$904	$750
1 bedroom	$800	$720 – $880	$910	$760
2 bedrooms	$1,010	$909 – $1,111	$1,153	$940
3 bedrooms	$1,310	$1,179 – $1,441	$1,501	$1,200
4 bedrooms	$1,420	$1,278 – $1,562	$1,635	$1,270

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $80,200 and the 80% low-income limit for four people is $64,150. ZIP code 64849 lies mainly in Jasper County. See the Joplin, MO metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
64857	Purcell	0.7 mi	$1,140
64830	Alba	2.5 mi	$1,090
64855	Oronogo	3.6 mi	$1,260
64870	Webb City	5.3 mi	$1,250
64835	Carterville	7.4 mi	$1,070
64834	Carl Junction	8.5 mi	$1,480

Questions

What is the Fair Market Rent for ZIP code 64849?

HUD's FY2027 Small Area Fair Market Rents for 64849 are $790 (studio), $800 (1 BR), $1,010 (2 BR), $1,310 (3 BR) and $1,420 (4 BR) a month.

What is the Section 8 payment standard in 64849?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 64849 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 64849?

The FY2026 income limits of the Joplin, MO area apply: median family income $80,200, low-income (80%) limit $64,150 for a family of four.