Income Limits by County

FY2027 Small Area FMR · Mokane, MO

ZIP 65059 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65059 (Mokane, MO) is $1,160 a month, up 3.6% from FY2026. That is 3% above the Callaway County, MO area-wide FMR of $1,123.

2-bedroom SAFMR$1,160per month ▲ 3.6%
Area-wide 2 BR FMR$1,123Callaway County, MO
Rank in the area2ndof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 65059 sits in the Callaway County, MO area

$960$1,220median $1,050

Of the 20 ZIP codes HUD lists for the area, 65059 has the 2nd highest two-bedroom Small Area FMR. Callaway County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,123 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$853$850
1 bedroom$890$801 – $979$858$850
2 bedrooms$1,160$1,044 – $1,276$1,123$1,120
3 bedrooms$1,380$1,242 – $1,518$1,338$1,340
4 bedrooms$1,620$1,458 – $1,782$1,570$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $94,400 and the 80% low-income limit for four people is $75,500. ZIP code 65059 lies mainly in Callaway County. See the Callaway County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65077Steedman4.8 mi$1,130
65080Tebbetts7.9 mi$1,110
65024Chamois8.9 mi$960
65067Portland9.9 mi$1,070
65251Fulton10.6 mi$1,100
65016Bonnots Mill11.1 mi$960

Questions

What is the Fair Market Rent for ZIP code 65059?

HUD's FY2027 Small Area Fair Market Rents for 65059 are $880 (studio), $890 (1 BR), $1,160 (2 BR), $1,380 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 65059?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65059 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65059?

The FY2026 income limits of the Callaway County, MO area apply: median family income $94,400, low-income (80%) limit $75,500 for a family of four.