Income Limits by County

FY2027 Small Area FMR · Columbia, MO

ZIP 65215 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65215 (Columbia, MO) is $1,100 a month, down 5.2% from FY2026. That is 2% above the Columbia, MO area-wide FMR of $1,076.

2-bedroom SAFMR$1,100per month ▼ 5.2%
Area-wide 2 BR FMR$1,076Columbia, MO
Rank in the area6thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 65215 sits in the Columbia, MO area

$1,050$1,200median $1,090

Of the 16 ZIP codes HUD lists for the area, 65215 has the 6th highest two-bedroom Small Area FMR. Columbia, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,076 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$749$800
1 bedroom$980$882 – $1,078$959$1,010
2 bedrooms$1,100$990 – $1,210$1,076$1,160
3 bedrooms$1,490$1,341 – $1,639$1,459$1,570
4 bedrooms$1,710$1,539 – $1,881$1,676$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $119,200 and the 80% low-income limit for four people is $93,050. ZIP code 65215 lies mainly in Boone County. See the Columbia, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65216Columbia0.7 mi$1,100
65202Columbia4.8 mi$1,110
65201Columbia5.7 mi$1,100
65203Columbia6.3 mi$1,130
65279Rocheport11.6 mi$1,170
65255Hallsville11.7 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 65215?

HUD's FY2027 Small Area Fair Market Rents for 65215 are $770 (studio), $980 (1 BR), $1,100 (2 BR), $1,490 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 65215?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65215 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65215?

The FY2026 income limits of the Columbia, MO area apply: median family income $119,200, low-income (80%) limit $93,050 for a family of four.