FY2027 Small Area FMR · Benton City, MO

ZIP 65232 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65232 (Benton City, MO) is $960 a month, down 2.0% from FY2026. That is 0% equal to the Audrain County, MO area-wide FMR of $962.

2-bedroom SAFMR$960per month ▼ 2.0%

Area-wide 2 BR FMR$962Audrain County, MO

Rank in the area7thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864

2 BR Small Area FMR$960

110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▼ 2.7%

1 BR$780▲ 2.6%

2 BR$960▼ 2.0%

3 BR$1,280▲ 1.6%

4 BR$1,500▲ 9.5%

FY2027 FY2026

Where 65232 sits in the Audrain County, MO area

Of the 14 ZIP codes HUD lists for the area, 65232 has the 7th highest two-bedroom Small Area FMR. Audrain County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$709	$730
1 bedroom	$780	$702 – $858	$775	$760
2 bedrooms	$960	$864 – $1,056	$962	$980
3 bedrooms	$1,280	$1,152 – $1,408	$1,283	$1,260
4 bedrooms	$1,500	$1,350 – $1,650	$1,501	$1,370

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $80,100 and the 80% low-income limit for four people is $64,100. ZIP code 65232 lies mainly in Audrain County. See the Audrain County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
65280	Rush Hill	5.8 mi	$960
65264	Martinsburg	6.3 mi	$960
65265	Mexico	7.5 mi	$960
63352	Laddonia	7.9 mi	$970
63384	Wellsville	11.8 mi	$960
65231	Auxvasse	12.5 mi	$960

Questions

What is the Fair Market Rent for ZIP code 65232?

HUD's FY2027 Small Area Fair Market Rents for 65232 are $710 (studio), $780 (1 BR), $960 (2 BR), $1,280 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 65232?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65232 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65232?

The FY2026 income limits of the Audrain County, MO area apply: median family income $80,100, low-income (80%) limit $64,100 for a family of four.