Income Limits by County

FY2027 Small Area FMR · Moberly, MO

ZIP 65270 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65270 (Moberly, MO) is $990 a month, up 8.8% from FY2026. That is 3% above the Monroe County, MO area-wide FMR of $962.

2-bedroom SAFMR$990per month ▲ 8.8%
Area-wide 2 BR FMR$962Monroe County, MO
Rank in the area9thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891
2 BR Small Area FMR$990
110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 65270 sits in the Monroe County, MO area

$960$1,150median $995

Of the 16 ZIP codes HUD lists for the area, 65270 has the 9th highest two-bedroom Small Area FMR. Monroe County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

ZIP code 65270 crosses more than one HUD area. HUD also lists it under Randolph County, MO (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$709$680
1 bedroom$760$684 – $836$768$710
2 bedrooms$990$891 – $1,089$962$910
3 bedrooms$1,370$1,233 – $1,507$1,146$1,270
4 bedrooms$1,600$1,440 – $1,760$1,449$1,420

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $84,700 and the 80% low-income limit for four people is $67,750. ZIP code 65270 lies mainly in Randolph County and Monroe County. See the Monroe County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65278Renick5.0 mi$980
65239Cairo8.5 mi$1,080
65263Madison9.9 mi$960
65259Huntsville10.0 mi$960
65243Clark10.3 mi$1,050
65257Higbee11.5 mi$960

Questions

What is the Fair Market Rent for ZIP code 65270?

HUD's FY2027 Small Area Fair Market Rents for 65270 are $730 (studio), $760 (1 BR), $990 (2 BR), $1,370 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 65270?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65270 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65270?

The FY2026 income limits of the Monroe County, MO area apply: median family income $84,700, low-income (80%) limit $67,750 for a family of four.