Income Limits by County

FY2027 Small Area FMR · Salisbury, MO

ZIP 65281 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65281 (Salisbury, MO) is $1,060 a month, up 7.1% from FY2026. That is 7% above the Howard County, MO area-wide FMR of $990.

2-bedroom SAFMR$1,060per month ▲ 7.1%
Area-wide 2 BR FMR$990Howard County, MO
Rank in the area2ndof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 65281 sits in the Howard County, MO area

$960$1,170median $1,010

Of the 10 ZIP codes HUD lists for the area, 65281 has the 2nd highest two-bedroom Small Area FMR. Howard County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $990 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

ZIP code 65281 crosses more than one HUD area. HUD also lists it under Chariton County, MO (same figures), Linn County, MO (same figures) and Randolph County, MO (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$689$730
1 bedroom$810$729 – $891$757$750
2 bedrooms$1,060$954 – $1,166$990$990
3 bedrooms$1,460$1,314 – $1,606$1,180$1,370
4 bedrooms$1,590$1,431 – $1,749$1,536$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $84,400 and the 80% low-income limit for four people is $67,500. ZIP code 65281 lies mainly in Chariton County, Howard County and Randolph County. See the Howard County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65261Keytesville7.0 mi$990
65244Clifton Hill7.6 mi$980
65246Dalton12.2 mi$970
65259Huntsville12.7 mi$960
65230Armstrong13.6 mi$960
65236Brunswick14.3 mi$960

Questions

What is the Fair Market Rent for ZIP code 65281?

HUD's FY2027 Small Area Fair Market Rents for 65281 are $780 (studio), $810 (1 BR), $1,060 (2 BR), $1,460 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 65281?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65281 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65281?

The FY2026 income limits of the Howard County, MO area apply: median family income $84,400, low-income (80%) limit $67,500 for a family of four.