FY2027 Small Area FMR · Arrow Rock, MO

ZIP 65320 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65320 (Arrow Rock, MO) is $1,210 a month, up 23.5% from FY2026. That is 26% above the Saline County, MO area-wide FMR of $962.

2-bedroom SAFMR$1,210per month ▲ 23.5%

Area-wide 2 BR FMR$962Saline County, MO

Rank in the area1stof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 22.5%

1 BR$920▲ 24.3%

2 BR$1,210▲ 23.5%

3 BR$1,610▲ 29.8%

4 BR$1,740▲ 26.1%

FY2027 FY2026

Where 65320 sits in the Saline County, MO area

Of the 14 ZIP codes HUD lists for the area, 65320 has the 1st highest two-bedroom Small Area FMR. Saline County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$709	$710
1 bedroom	$920	$828 – $1,012	$735	$740
2 bedrooms	$1,210	$1,089 – $1,331	$962	$980
3 bedrooms	$1,610	$1,449 – $1,771	$1,231	$1,240
4 bedrooms	$1,740	$1,566 – $1,914	$1,264	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $87,200 and the 80% low-income limit for four people is $69,750. ZIP code 65320 lies mainly in Saline County. See the Saline County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
65322	Blackwater	6.1 mi	$1,210
65250	Franklin	6.4 mi	$1,000
65347	Nelson	7.4 mi	$1,060
65330	Gilliam	10.2 mi	$990
65254	Glasgow	11.2 mi	$960
65349	Slater	12.3 mi	$960

Questions

What is the Fair Market Rent for ZIP code 65320?

HUD's FY2027 Small Area Fair Market Rents for 65320 are $870 (studio), $920 (1 BR), $1,210 (2 BR), $1,610 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 65320?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65320 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65320?

The FY2026 income limits of the Saline County, MO area apply: median family income $87,200, low-income (80%) limit $69,750 for a family of four.