FY2027 Small Area FMR · Elk Creek, MO
ZIP 65464 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65464 (Elk Creek, MO) is $970 a month, up 5.4% from FY2026. That is 1% above the Texas County, MO area-wide FMR of $962.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 65464 sits in the Texas County, MO area
Of the 23 ZIP codes HUD lists for the area, 65464 has the 13th highest two-bedroom Small Area FMR. Texas County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $680 | $612 – $748 | $670 | $630 |
| 1 bedroom | $750 | $675 – $825 | $735 | $710 |
| 2 bedrooms | $970 | $873 – $1,067 | $962 | $920 |
| 3 bedrooms | $1,300 | $1,170 – $1,430 | $1,279 | $1,230 |
| 4 bedrooms | $1,620 | $1,458 – $1,782 | $1,608 | $1,520 |
A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $67,100 and the 80% low-income limit for four people is $62,000. ZIP code 65464 lies mainly in Texas County. See the Texas County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 65464?
HUD's FY2027 Small Area Fair Market Rents for 65464 are $680 (studio), $750 (1 BR), $970 (2 BR), $1,300 (3 BR) and $1,620 (4 BR) a month.
What is the Section 8 payment standard in 65464?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65464 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 65464?
The FY2026 income limits of the Texas County, MO area apply: median family income $67,100, low-income (80%) limit $62,000 for a family of four.