FY2027 Small Area FMR · Lake Spring, MO

ZIP 65532 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65532 (Lake Spring, MO) is $1,000 a month, up 12.4% from FY2026. That is 0% equal to the Dent County, MO area-wide FMR of $998.

2-bedroom SAFMR$1,000per month ▲ 12.4%

Area-wide 2 BR FMR$998Dent County, MO

Rank in the area3rdof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 12.1%

1 BR$760▲ 11.8%

2 BR$1,000▲ 12.4%

3 BR$1,190▲ 11.2%

4 BR$1,500▲ 13.6%

FY2027 FY2026

Where 65532 sits in the Dent County, MO area

Of the 10 ZIP codes HUD lists for the area, 65532 has the 3rd highest two-bedroom Small Area FMR. Dent County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $998 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$735	$660
1 bedroom	$760	$684 – $836	$763	$680
2 bedrooms	$1,000	$900 – $1,100	$998	$890
3 bedrooms	$1,190	$1,071 – $1,309	$1,189	$1,070
4 bedrooms	$1,500	$1,350 – $1,650	$1,497	$1,320

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $71,900 and the 80% low-income limit for four people is $62,000. ZIP code 65532 lies mainly in Dent County. See the Dent County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
65401	Rolla	9.4 mi	$1,000
65541	Lenox	10.7 mi	$990
65449	Cook Sta	11.1 mi	$990
65462	Edgar Springs	11.5 mi	$960
65409	Rolla	12.7 mi	$970
65586	Wesco	14.3 mi	$970

Questions

What is the Fair Market Rent for ZIP code 65532?

HUD's FY2027 Small Area Fair Market Rents for 65532 are $740 (studio), $760 (1 BR), $1,000 (2 BR), $1,190 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 65532?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65532 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65532?

The FY2026 income limits of the Dent County, MO area apply: median family income $71,900, low-income (80%) limit $62,000 for a family of four.