FY2027 Small Area FMR · Caplinger Mills, MO

ZIP 65607 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65607 (Caplinger Mills, MO) is $960 a month, up 7.9% from FY2026. That is 0% equal to the Cedar County, MO area-wide FMR of $962.

2-bedroom SAFMR$960per month ▲ 7.9%

Area-wide 2 BR FMR$962Cedar County, MO

Rank in the area6thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864

2 BR Small Area FMR$960

110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 7.6%

1 BR$740▲ 8.8%

2 BR$960▲ 7.9%

3 BR$1,320▲ 8.2%

4 BR$1,440▲ 9.1%

FY2027 FY2026

Where 65607 sits in the Cedar County, MO area

Of the 10 ZIP codes HUD lists for the area, 65607 has the 6th highest two-bedroom Small Area FMR. Cedar County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$709	$660
1 bedroom	$740	$666 – $814	$735	$680
2 bedrooms	$960	$864 – $1,056	$962	$890
3 bedrooms	$1,320	$1,188 – $1,452	$1,324	$1,220
4 bedrooms	$1,440	$1,296 – $1,584	$1,443	$1,320

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $74,600 and the 80% low-income limit for four people is $62,000. ZIP code 65607 lies mainly in Cedar County. See the Cedar County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
65785	Stockton	6.0 mi	$960
64744	El Dorado Springs	10.2 mi	$1,040
65674	Humansville	10.8 mi	$960
64738	Collins	11.2 mi	$1,000
64781	Roscoe	13.1 mi	$980
65640	Dunnegan	14.6 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 65607?

HUD's FY2027 Small Area Fair Market Rents for 65607 are $710 (studio), $740 (1 BR), $960 (2 BR), $1,320 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 65607?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65607 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65607?

The FY2026 income limits of the Cedar County, MO area apply: median family income $74,600, low-income (80%) limit $62,000 for a family of four.