Income Limits by County

FY2027 Small Area FMR · Fair Grove, MO

ZIP 65648 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65648 (Fair Grove, MO) is $1,100 a month, up 7.8% from FY2026. That is 1% below the Springfield, MO area-wide FMR of $1,113.

2-bedroom SAFMR$1,100per month ▲ 7.8%
Area-wide 2 BR FMR$1,113Springfield, MO
Rank in the area26thof 55 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 65648 sits in the Springfield, MO area

$990$1,310median $1,090

Of the 55 ZIP codes HUD lists for the area, 65648 has the 26th highest two-bedroom Small Area FMR. Springfield, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,113 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

ZIP code 65648 crosses more than one HUD area. HUD also lists it under Dallas County, MO (same figures) and Polk County, MO (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$900$810 – $990$908$830
1 bedroom$920$828 – $1,012$913$830
2 bedrooms$1,100$990 – $1,210$1,113$1,020
3 bedrooms$1,520$1,368 – $1,672$1,539$1,410
4 bedrooms$1,770$1,593 – $1,947$1,768$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $91,400 and the 80% low-income limit for four people is $73,100. ZIP code 65648 lies mainly in Greene County, Dallas County and Webster County. See the Springfield, MO metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65725Pleasant Hope6.7 mi$1,140
65617Brighton9.4 mi$1,090
65757Strafford9.5 mi$1,180
65644Elkland10.0 mi$1,030
65803Springfield11.0 mi$1,090
65801Springfield14.2 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 65648?

HUD's FY2027 Small Area Fair Market Rents for 65648 are $900 (studio), $920 (1 BR), $1,100 (2 BR), $1,520 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 65648?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65648 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65648?

The FY2026 income limits of the Springfield, MO area apply: median family income $91,400, low-income (80%) limit $73,100 for a family of four.