FY2027 Small Area FMR · Fair Play, MO
ZIP 65649 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65649 (Fair Play, MO) is $1,110 a month, up 7.8% from FY2026. That is 15% above the Polk County, MO area-wide FMR of $962.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 65649 sits in the Polk County, MO area
Of the 18 ZIP codes HUD lists for the area, 65649 has the 3rd highest two-bedroom Small Area FMR. Polk County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.
ZIP code 65649 crosses more than one HUD area. HUD also lists it under Cedar County, MO (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $773 | $820 |
| 1 bedroom | $890 | $801 – $979 | $778 | $830 |
| 2 bedrooms | $1,110 | $999 – $1,221 | $962 | $1,030 |
| 3 bedrooms | $1,540 | $1,386 – $1,694 | $1,330 | $1,420 |
| 4 bedrooms | $1,740 | $1,566 – $1,914 | $1,516 | $1,660 |
A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $80,300 and the 80% low-income limit for four people is $64,250. ZIP code 65649 lies mainly in Polk County and Cedar County. See the Polk County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 65649?
HUD's FY2027 Small Area Fair Market Rents for 65649 are $880 (studio), $890 (1 BR), $1,110 (2 BR), $1,540 (3 BR) and $1,740 (4 BR) a month.
What is the Section 8 payment standard in 65649?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65649 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 65649?
The FY2026 income limits of the Polk County, MO area apply: median family income $80,300, low-income (80%) limit $64,250 for a family of four.