Income Limits by County

FY2027 Small Area FMR · Pontiac, MO

ZIP 65729 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 65729 (Pontiac, MO) is $960 a month, up 7.9% from FY2026. That is 5% above the Marion County, AR area-wide FMR of $915.

2-bedroom SAFMR$960per month ▲ 7.9%
Area-wide 2 BR FMR$915Marion County, AR
Rank in the area9thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864
2 BR Small Area FMR$960
110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 65729 sits in the Marion County, AR area

$910$1,090median $965

Of the 16 ZIP codes HUD lists for the area, 65729 has the 9th highest two-bedroom Small Area FMR. Marion County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $915 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

ZIP code 65729 crosses more than one HUD area. HUD also lists it under Ozark County, MO (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$700$630 – $770$650$660
1 bedroom$740$666 – $814$734$680
2 bedrooms$960$864 – $1,056$915$890
3 bedrooms$1,160$1,044 – $1,276$1,151$1,080
4 bedrooms$1,280$1,152 – $1,408$1,283$1,200

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $63,900 and the 80% low-income limit for four people is $56,900. ZIP code 65729 lies mainly in Ozark County and Marion County. See the Marion County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65676Isabella4.2 mi$960
72661Oakland5.8 mi$1,000
65761Theodosia8.5 mi$970
72619Bull Shoals9.7 mi$920
72642Lakeview10.3 mi$910
72651Midway10.6 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 65729?

HUD's FY2027 Small Area Fair Market Rents for 65729 are $700 (studio), $740 (1 BR), $960 (2 BR), $1,160 (3 BR) and $1,280 (4 BR) a month.

What is the Section 8 payment standard in 65729?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 65729 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 65729?

The FY2026 income limits of the Marion County, AR area apply: median family income $63,900, low-income (80%) limit $56,900 for a family of four.