Income Limits by County

FY2027 Small Area FMR · Lawrence, KS

ZIP 66045 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 66045 (Lawrence, KS) is $1,270 a month, up 7.6% from FY2026. That is 0% equal to the Lawrence, KS area-wide FMR of $1,272.

2-bedroom SAFMR$1,270per month ▲ 7.6%
Area-wide 2 BR FMR$1,272Lawrence, KS
Rank in the area7thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143
2 BR Small Area FMR$1,270
110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 66045 sits in the Lawrence, KS area

$1,070$1,570median $1,270

Of the 13 ZIP codes HUD lists for the area, 66045 has the 7th highest two-bedroom Small Area FMR. Lawrence, KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,272 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$960$864 – $1,056$961$900
1 bedroom$1,100$990 – $1,210$1,103$1,000
2 bedrooms$1,270$1,143 – $1,397$1,272$1,180
3 bedrooms$1,760$1,584 – $1,936$1,761$1,640
4 bedrooms$2,110$1,899 – $2,321$2,126$1,980

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $110,400 and the 80% low-income limit for four people is $88,300. ZIP code 66045 lies mainly in Douglas County. See the Lawrence, KS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
66046Lawrence4.3 mi$1,180
66044Lawrence4.9 mi$1,210
66049Lawrence5.4 mi$1,330
66047Lawrence7.0 mi$1,340
66025Eudora10.0 mi$1,560
66006Baldwin City10.7 mi$1,080

Questions

What is the Fair Market Rent for ZIP code 66045?

HUD's FY2027 Small Area Fair Market Rents for 66045 are $960 (studio), $1,100 (1 BR), $1,270 (2 BR), $1,760 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 66045?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 66045 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 66045?

The FY2026 income limits of the Lawrence, KS area apply: median family income $110,400, low-income (80%) limit $88,300 for a family of four.