Income Limits by County

FY2027 Small Area FMR · Arma, KS

ZIP 66712 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 66712 (Arma, KS) is $960 a month, up 9.1% from FY2026. That is 3% below the Crawford County, KS area-wide FMR of $988.

2-bedroom SAFMR$960per month ▲ 9.1%
Area-wide 2 BR FMR$988Crawford County, KS
Rank in the area11thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864
2 BR Small Area FMR$960
110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 66712 sits in the Crawford County, KS area

$960$1,270median $980

Of the 15 ZIP codes HUD lists for the area, 66712 has the 11th highest two-bedroom Small Area FMR. Crawford County, KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $988 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$750$660
1 bedroom$730$657 – $803$755$670
2 bedrooms$960$864 – $1,056$988$880
3 bedrooms$1,330$1,197 – $1,463$1,368$1,220
4 bedrooms$1,610$1,449 – $1,771$1,651$1,470

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $69,300 and the 80% low-income limit for four people is $68,550. ZIP code 66712 lies mainly in Crawford County. See the Crawford County, KS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
66735Franklin2.9 mi$1,130
66756Mulberry3.4 mi$960
66711Arcadia5.2 mi$1,000
66763Frontenac7.1 mi$980
66734Farlington7.3 mi$980
64769Mindenmines9.9 mi$960

Questions

What is the Fair Market Rent for ZIP code 66712?

HUD's FY2027 Small Area Fair Market Rents for 66712 are $730 (studio), $730 (1 BR), $960 (2 BR), $1,330 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 66712?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 66712 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 66712?

The FY2026 income limits of the Crawford County, KS area apply: median family income $69,300, low-income (80%) limit $68,550 for a family of four.