Income Limits by County

FY2027 Small Area FMR · Cottonwood Falls, KS

ZIP 66845 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 66845 (Cottonwood Falls, KS) is $960 a month, up 9.1% from FY2026. That is 0% equal to the Chase County, KS area-wide FMR of $961.

2-bedroom SAFMR$960per month ▲ 9.1%
Area-wide 2 BR FMR$961Chase County, KS
Rank in the area5thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864
2 BR Small Area FMR$960
110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 66845 sits in the Chase County, KS area

$960$1,110median $960

Of the 11 ZIP codes HUD lists for the area, 66845 has the 5th highest two-bedroom Small Area FMR. Chase County, KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $961 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$710$639 – $781$707$640
1 bedroom$730$657 – $803$735$710
2 bedrooms$960$864 – $1,056$961$880
3 bedrooms$1,270$1,143 – $1,397$1,270$1,180
4 bedrooms$1,420$1,278 – $1,562$1,418$1,280

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $89,300 and the 80% low-income limit for four people is $71,450. ZIP code 66845 lies mainly in Chase County. See the Chase County, KS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
66862Matfield Green10.3 mi$960
66869Strong City11.8 mi$1,110
66865Olpe12.8 mi$1,040
66843Cedar Point13.6 mi$970
66850Elmdale17.5 mi$960
66801Emporia17.6 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 66845?

HUD's FY2027 Small Area Fair Market Rents for 66845 are $710 (studio), $730 (1 BR), $960 (2 BR), $1,270 (3 BR) and $1,420 (4 BR) a month.

What is the Section 8 payment standard in 66845?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 66845 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 66845?

The FY2026 income limits of the Chase County, KS area apply: median family income $89,300, low-income (80%) limit $71,450 for a family of four.