Income Limits by County

FY2027 Small Area FMR · Luray, KS

ZIP 67649 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 67649 (Luray, KS) is $980 a month, up 10.1% from FY2026. That is 2% above the Osborne County, KS area-wide FMR of $961.

2-bedroom SAFMR$980per month ▲ 10.1%
Area-wide 2 BR FMR$961Osborne County, KS
Rank in the area7thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$882
2 BR Small Area FMR$980
110% of SAFMR$1,078

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 67649 sits in the Osborne County, KS area

$960$1,130median $990

Of the 12 ZIP codes HUD lists for the area, 67649 has the 7th highest two-bedroom Small Area FMR. Osborne County, KS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $961 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.

ZIP code 67649 crosses more than one HUD area. HUD also lists it under Russell County, KS (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$707$650
1 bedroom$820$738 – $902$747$750
2 bedrooms$980$882 – $1,078$961$890
3 bedrooms$1,240$1,116 – $1,364$1,288$1,080
4 bedrooms$1,440$1,296 – $1,584$1,418$1,290

A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $84,600 and the 80% low-income limit for four people is $68,550. ZIP code 67649 lies mainly in Russell County and Osborne County. See the Osborne County, KS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
67648Lucas6.0 mi$960
67673Waldo7.6 mi$1,000
67485Tipton14.4 mi$960
67658Paradise14.4 mi$970
67626Bunker Hill17.1 mi$960
67473Osborne17.7 mi$1,030

Questions

What is the Fair Market Rent for ZIP code 67649?

HUD's FY2027 Small Area Fair Market Rents for 67649 are $720 (studio), $820 (1 BR), $980 (2 BR), $1,240 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 67649?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 67649 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 67649?

The FY2026 income limits of the Osborne County, KS area apply: median family income $84,600, low-income (80%) limit $68,550 for a family of four.