Income Limits by County

FY2027 Small Area FMR · Gretna, NE

ZIP 68028 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68028 (Gretna, NE) is $1,830 a month, up 6.4% from FY2026. That is 26% above the Omaha-Council Bluffs, NE-IA area-wide FMR of $1,450.

2-bedroom SAFMR$1,830per month ▲ 6.4%
Area-wide 2 BR FMR$1,450Omaha-Council Bluffs, NE-IA
Rank in the area7thof 134 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647
2 BR Small Area FMR$1,830
110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68028 sits in the Omaha-Council Bluffs, NE-IA area

$1,010$2,180median $1,290

Of the 134 ZIP codes HUD lists for the area, 68028 has the 7th highest two-bedroom Small Area FMR. Omaha-Council Bluffs, NE-IA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,647 and $2,013 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,470$1,323 – $1,617$1,167$1,370
1 bedroom$1,540$1,386 – $1,694$1,219$1,440
2 bedrooms$1,830$1,647 – $2,013$1,450$1,720
3 bedrooms$2,430$2,187 – $2,673$1,924$2,280
4 bedrooms$2,750$2,475 – $3,025$2,179$2,570

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $114,000 and the 80% low-income limit for four people is $91,200. ZIP code 68028 lies mainly in Sarpy County. See the Omaha-Council Bluffs, NE-IA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68136Omaha5.8 mi$2,050
68059Springfield5.9 mi$1,600
68003Ashland6.7 mi$1,120
68058South Bend6.9 mi$1,180
68138Omaha7.5 mi$1,430
68135Omaha7.7 mi$2,180

Questions

What is the Fair Market Rent for ZIP code 68028?

HUD's FY2027 Small Area Fair Market Rents for 68028 are $1,470 (studio), $1,540 (1 BR), $1,830 (2 BR), $2,430 (3 BR) and $2,750 (4 BR) a month.

What is the Section 8 payment standard in 68028?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68028 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68028?

The FY2026 income limits of the Omaha-Council Bluffs, NE-IA area apply: median family income $114,000, low-income (80%) limit $91,200 for a family of four.