FY2027 Small Area FMR · Nebraska City, NE

ZIP 68410 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68410 (Nebraska City, NE) is $1,130 a month, up 8.7% from FY2026. That is 2% above the Otoe County, NE area-wide FMR of $1,112.

2-bedroom SAFMR$1,130per month ▲ 8.7%

Area-wide 2 BR FMR$1,112Otoe County, NE

Rank in the area12thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 13.9%

1 BR$860▲ 8.9%

2 BR$1,130▲ 8.7%

3 BR$1,490▲ 7.2%

4 BR$1,540▲ 6.2%

FY2027 FY2026

Where 68410 sits in the Otoe County, NE area

Of the 21 ZIP codes HUD lists for the area, 68410 has the 12th highest two-bedroom Small Area FMR. Otoe County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,112 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$805	$720
1 bedroom	$860	$774 – $946	$850	$790
2 bedrooms	$1,130	$1,017 – $1,243	$1,112	$1,040
3 bedrooms	$1,490	$1,341 – $1,639	$1,464	$1,390
4 bedrooms	$1,540	$1,386 – $1,694	$1,513	$1,450

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $114,900 and the 80% low-income limit for four people is $91,900. ZIP code 68410 lies mainly in Otoe County. See the Otoe County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
68346	Dunbar	7.6 mi	$1,230
68382	Lorton	7.8 mi	$1,110
68379	Julian	8.1 mi	$1,080
51648	Percival	8.4 mi	$1,240
68448	Talmage	9.1 mi	$1,470
68320	Brock	10.7 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 68410?

HUD's FY2027 Small Area Fair Market Rents for 68410 are $820 (studio), $860 (1 BR), $1,130 (2 BR), $1,490 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 68410?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68410 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68410?

The FY2026 income limits of the Otoe County, NE area apply: median family income $114,900, low-income (80%) limit $91,900 for a family of four.