FY2027 Small Area FMR · Swanton, NE

ZIP 68445 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68445 (Swanton, NE) is $1,090 a month, up 7.9% from FY2026. That is 4% above the Saline County, NE area-wide FMR of $1,050.

2-bedroom SAFMR$1,090per month ▲ 7.9%

Area-wide 2 BR FMR$1,050Saline County, NE

Rank in the area4thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 8.6%

1 BR$840▲ 9.1%

2 BR$1,090▲ 7.9%

3 BR$1,490▲ 6.4%

4 BR$1,630▲ 7.2%

FY2027 FY2026

Where 68445 sits in the Saline County, NE area

Of the 14 ZIP codes HUD lists for the area, 68445 has the 4th highest two-bedroom Small Area FMR. Saline County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,050 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$731	$700
1 bedroom	$840	$756 – $924	$803	$770
2 bedrooms	$1,090	$981 – $1,199	$1,050	$1,010
3 bedrooms	$1,490	$1,341 – $1,639	$1,454	$1,400
4 bedrooms	$1,630	$1,467 – $1,793	$1,594	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $95,600 and the 80% low-income limit for four people is $76,500. ZIP code 68445 lies mainly in Saline County. See the Saline County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
68424	Plymouth	7.0 mi	$1,420
68464	Western	7.3 mi	$1,010
68465	Wilber	7.3 mi	$1,140
68341	De Witt	8.4 mi	$1,010
68338	Daykin	11.1 mi	$1,050
68377	Jansen	12.3 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 68445?

HUD's FY2027 Small Area Fair Market Rents for 68445 are $760 (studio), $840 (1 BR), $1,090 (2 BR), $1,490 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 68445?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68445 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68445?

The FY2026 income limits of the Saline County, NE area apply: median family income $95,600, low-income (80%) limit $76,500 for a family of four.