Income Limits by County

FY2027 Small Area FMR · Ong, NE

ZIP 68452 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68452 (Ong, NE) is $1,100 a month, up 6.8% from FY2026. That is 8% above the Clay County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,100per month ▲ 6.8%
Area-wide 2 BR FMR$1,014Clay County, NE
Rank in the area6thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68452 sits in the Clay County, NE area

$1,010$1,500median $1,085

Of the 16 ZIP codes HUD lists for the area, 68452 has the 6th highest two-bedroom Small Area FMR. Clay County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

ZIP code 68452 crosses more than one HUD area. HUD also lists it under Fillmore County, NE (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$734$720
1 bedroom$890$801 – $979$775$850
2 bedrooms$1,100$990 – $1,210$1,014$1,030
3 bedrooms$1,370$1,233 – $1,507$1,208$1,280
4 bedrooms$1,470$1,323 – $1,617$1,333$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $97,200 and the 80% low-income limit for four people is $77,750. ZIP code 68452 lies mainly in Clay County. See the Clay County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68935Edgar5.9 mi$1,080
68436Shickley6.5 mi$1,190
68335Davenport9.0 mi$1,010
68964Oak11.2 mi$1,020
68326Carleton11.7 mi$1,030
68933Clay Center12.4 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 68452?

HUD's FY2027 Small Area Fair Market Rents for 68452 are $800 (studio), $890 (1 BR), $1,100 (2 BR), $1,370 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 68452?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68452 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68452?

The FY2026 income limits of the Clay County, NE area apply: median family income $97,200, low-income (80%) limit $77,750 for a family of four.