Income Limits by County

FY2027 Small Area FMR · Tobias, NE

ZIP 68453 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68453 (Tobias, NE) is $1,050 a month, up 9.4% from FY2026. That is 4% above the Fillmore County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,050per month ▲ 9.4%
Area-wide 2 BR FMR$1,014Fillmore County, NE
Rank in the area7thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945
2 BR Small Area FMR$1,050
110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68453 sits in the Fillmore County, NE area

$1,010$1,290median $1,050

Of the 15 ZIP codes HUD lists for the area, 68453 has the 7th highest two-bedroom Small Area FMR. Fillmore County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

ZIP code 68453 crosses more than one HUD area. HUD also lists it under Jefferson County, NE (same figures), Saline County, NE (same figures) and Thayer County, NE (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$734$670
1 bedroom$800$720 – $880$931$740
2 bedrooms$1,050$945 – $1,155$1,014$960
3 bedrooms$1,450$1,305 – $1,595$1,374$1,330
4 bedrooms$1,590$1,431 – $1,749$1,380$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $99,900 and the 80% low-income limit for four people is $82,100. ZIP code 68453 lies mainly in Saline County, Fillmore County and Jefferson County. See the Fillmore County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68464Western6.3 mi$1,010
68406Milligan6.6 mi$1,010
68416Ohiowa7.1 mi$1,020
68338Daykin7.8 mi$1,050
68303Alexandria11.7 mi$1,010
68322Bruning12.8 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 68453?

HUD's FY2027 Small Area Fair Market Rents for 68453 are $730 (studio), $800 (1 BR), $1,050 (2 BR), $1,450 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 68453?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68453 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68453?

The FY2026 income limits of the Fillmore County, NE area apply: median family income $99,900, low-income (80%) limit $82,100 for a family of four.