Income Limits by County

FY2027 Small Area FMR · Osmond, NE

ZIP 68765 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68765 (Osmond, NE) is $1,010 a month, up 5.2% from FY2026. That is 0% equal to the Pierce County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 5.2%
Area-wide 2 BR FMR$1,014Pierce County, NE
Rank in the area8thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68765 sits in the Pierce County, NE area

$1,010$1,180median $1,050

Of the 11 ZIP codes HUD lists for the area, 68765 has the 8th highest two-bedroom Small Area FMR. Pierce County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$734$670
1 bedroom$780$702 – $858$775$810
2 bedrooms$1,010$909 – $1,111$1,014$960
3 bedrooms$1,210$1,089 – $1,331$1,208$1,150
4 bedrooms$1,640$1,476 – $1,804$1,635$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $90,700 and the 80% low-income limit for four people is $75,300. ZIP code 68765 lies mainly in Pierce County. See the Pierce County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68747Mclean6.9 mi$1,050
68769Plainview10.2 mi$1,010
68767Pierce10.3 mi$1,180
68749Magnet10.4 mi$1,050
68786Wausa11.4 mi$1,040
68771Randolph13.5 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 68765?

HUD's FY2027 Small Area Fair Market Rents for 68765 are $730 (studio), $780 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 68765?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68765 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68765?

The FY2026 income limits of the Pierce County, NE area apply: median family income $90,700, low-income (80%) limit $75,300 for a family of four.