FY2027 Small Area FMR · Saint Helena, NE

ZIP 68774 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68774 (Saint Helena, NE) is $1,020 a month, up 6.2% from FY2026. That is 1% above the Cedar County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,020per month ▲ 6.2%

Area-wide 2 BR FMR$1,014Cedar County, NE

Rank in the area10thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918

2 BR Small Area FMR$1,020

110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 7.5%

1 BR$900▲ 9.8%

2 BR$1,020▲ 6.2%

3 BR$1,380▲ 4.5%

4 BR$1,630▲ 6.5%

FY2027 FY2026

Where 68774 sits in the Cedar County, NE area

Of the 13 ZIP codes HUD lists for the area, 68774 has the 10th highest two-bedroom Small Area FMR. Cedar County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$734	$670
1 bedroom	$900	$810 – $990	$914	$820
2 bedrooms	$1,020	$918 – $1,122	$1,014	$960
3 bedrooms	$1,380	$1,242 – $1,518	$1,297	$1,320
4 bedrooms	$1,630	$1,467 – $1,793	$1,695	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $104,600 and the 80% low-income limit for four people is $83,700. ZIP code 68774 lies mainly in Cedar County. See the Cedar County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
57031	Gayville	6.3 mi	$1,010
68736	Fordyce	7.1 mi	$1,030
68792	Wynot	9.7 mi	$1,010
57046	Mission Hill	10.2 mi	$1,050
57078	Yankton	11.3 mi	$1,010
68739	Hartington	12.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 68774?

HUD's FY2027 Small Area Fair Market Rents for 68774 are $720 (studio), $900 (1 BR), $1,020 (2 BR), $1,380 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 68774?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68774 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68774?

The FY2026 income limits of the Cedar County, NE area apply: median family income $104,600, low-income (80%) limit $83,700 for a family of four.