Income Limits by County

FY2027 Small Area FMR · West Point, NE

ZIP 68788 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68788 (West Point, NE) is $1,130 a month, up 5.6% from FY2026. That is 11% above the Cuming County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,130per month ▲ 5.6%
Area-wide 2 BR FMR$1,014Cuming County, NE
Rank in the area1stof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017
2 BR Small Area FMR$1,130
110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68788 sits in the Cuming County, NE area

$1,010$1,130median $1,065

Of the 12 ZIP codes HUD lists for the area, 68788 has the 1st highest two-bedroom Small Area FMR. Cuming County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

ZIP code 68788 crosses more than one HUD area. HUD also lists it under Dodge County, NE (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$734$740
1 bedroom$990$891 – $1,089$891$920
2 bedrooms$1,130$1,017 – $1,243$1,014$1,070
3 bedrooms$1,480$1,332 – $1,628$1,328$1,410
4 bedrooms$1,490$1,341 – $1,639$1,333$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $98,200 and the 80% low-income limit for four people is $78,550. ZIP code 68788 lies mainly in Cuming County and Dodge County. See the Cuming County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68716Beemer8.0 mi$1,010
68664Snyder9.9 mi$1,050
68045Oakland11.8 mi$1,040
68057Scribner12.3 mi$1,110
68004Bancroft12.8 mi$1,010
68633Dodge12.9 mi$1,130

Questions

What is the Fair Market Rent for ZIP code 68788?

HUD's FY2027 Small Area Fair Market Rents for 68788 are $820 (studio), $990 (1 BR), $1,130 (2 BR), $1,480 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 68788?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68788 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68788?

The FY2026 income limits of the Cuming County, NE area apply: median family income $98,200, low-income (80%) limit $78,550 for a family of four.