Income Limits by County

FY2027 Small Area FMR · Loup City, NE

ZIP 68853 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68853 (Loup City, NE) is $1,020 a month, up 6.2% from FY2026. That is 1% above the Sherman County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,020per month ▲ 6.2%
Area-wide 2 BR FMR$1,014Sherman County, NE
Rank in the area4thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68853 sits in the Sherman County, NE area

$1,010$1,240median $1,020

Of the 9 ZIP codes HUD lists for the area, 68853 has the 4th highest two-bedroom Small Area FMR. Sherman County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$734$670
1 bedroom$780$702 – $858$775$730
2 bedrooms$1,020$918 – $1,122$1,014$960
3 bedrooms$1,410$1,269 – $1,551$1,404$1,340
4 bedrooms$1,610$1,449 – $1,771$1,604$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $79,700 and the 80% low-income limit for four people is $75,300. ZIP code 68853 lies mainly in Sherman County. See the Sherman County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68817Ashton10.4 mi$1,010
68852Litchfield11.5 mi$1,010
68815Arcadia11.6 mi$1,240
68871Rockville12.8 mi$1,030
68859North Loup15.1 mi$1,010
68844Hazard17.0 mi$1,020

Questions

What is the Fair Market Rent for ZIP code 68853?

HUD's FY2027 Small Area Fair Market Rents for 68853 are $740 (studio), $780 (1 BR), $1,020 (2 BR), $1,410 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 68853?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68853 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68853?

The FY2026 income limits of the Sherman County, NE area apply: median family income $79,700, low-income (80%) limit $75,300 for a family of four.