Income Limits by County

FY2027 Small Area FMR · Scotia, NE

ZIP 68875 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68875 (Scotia, NE) is $1,010 a month, up 5.2% from FY2026. That is 0% equal to the Howard County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 5.2%
Area-wide 2 BR FMR$1,014Howard County, NE
Rank in the area11thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68875 sits in the Howard County, NE area

$1,010$1,320median $1,080

Of the 14 ZIP codes HUD lists for the area, 68875 has the 11th highest two-bedroom Small Area FMR. Howard County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 68875 crosses more than one HUD area. HUD also lists it under Greeley County, NE (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$754$670
1 bedroom$820$738 – $902$924$750
2 bedrooms$1,010$909 – $1,111$1,014$960
3 bedrooms$1,210$1,089 – $1,331$1,260$1,150
4 bedrooms$1,390$1,251 – $1,529$1,695$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $100,000 and the 80% low-income limit for four people is $80,000. ZIP code 68875 lies mainly in Greeley County and Howard County. See the Howard County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68842Greeley8.8 mi$1,110
68859North Loup10.1 mi$1,010
68862Ord14.0 mi$1,010
68835Elba16.2 mi$1,040
68882Wolbach16.9 mi$1,060
68637Ericson17.5 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 68875?

HUD's FY2027 Small Area Fair Market Rents for 68875 are $730 (studio), $820 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 68875?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68875 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68875?

The FY2026 income limits of the Howard County, NE area apply: median family income $100,000, low-income (80%) limit $80,000 for a family of four.