Income Limits by County

FY2027 Small Area FMR · Lawrence, NE

ZIP 68957 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68957 (Lawrence, NE) is $1,080 a month, up 8.0% from FY2026. That is 7% above the Adams County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,080per month ▲ 8.0%
Area-wide 2 BR FMR$1,014Adams County, NE
Rank in the area8thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972
2 BR Small Area FMR$1,080
110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68957 sits in the Adams County, NE area

$1,010$1,500median $1,080

Of the 15 ZIP codes HUD lists for the area, 68957 has the 8th highest two-bedroom Small Area FMR. Adams County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

ZIP code 68957 crosses more than one HUD area. HUD also lists it under Clay County, NE (same figures), Nuckolls County, NE (same figures) and Webster County, NE (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$779$700
1 bedroom$850$765 – $935$867$770
2 bedrooms$1,080$972 – $1,188$1,014$1,000
3 bedrooms$1,430$1,287 – $1,573$1,328$1,270
4 bedrooms$1,620$1,458 – $1,782$1,333$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $95,100 and the 80% low-income limit for four people is $76,100. ZIP code 68957 lies mainly in Nuckolls County, Webster County and Adams County. See the Adams County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68934Deweese7.5 mi$1,020
68930Blue Hill8.9 mi$1,120
68961Nelson11.6 mi$1,010
68938Fairfield11.9 mi$1,010
68942Guide Rock12.6 mi$1,060
68941Glenvil12.8 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 68957?

HUD's FY2027 Small Area Fair Market Rents for 68957 are $780 (studio), $850 (1 BR), $1,080 (2 BR), $1,430 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 68957?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68957 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68957?

The FY2026 income limits of the Adams County, NE area apply: median family income $95,100, low-income (80%) limit $76,100 for a family of four.