Income Limits by County

FY2027 Small Area FMR · Roseland, NE

ZIP 68973 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68973 (Roseland, NE) is $1,010 a month, up 5.2% from FY2026. That is 0% equal to the Adams County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 5.2%
Area-wide 2 BR FMR$1,014Adams County, NE
Rank in the area11thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 68973 sits in the Adams County, NE area

$1,010$1,500median $1,080

Of the 15 ZIP codes HUD lists for the area, 68973 has the 11th highest two-bedroom Small Area FMR. Adams County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$779$710
1 bedroom$870$783 – $957$867$810
2 bedrooms$1,010$909 – $1,111$1,014$960
3 bedrooms$1,340$1,206 – $1,474$1,328$1,270
4 bedrooms$1,340$1,206 – $1,474$1,333$1,270

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $95,100 and the 80% low-income limit for four people is $76,100. ZIP code 68973 lies mainly in Adams County. See the Adams County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
68950Holstein5.5 mi$1,010
68925Ayr7.3 mi$1,080
68955Juniata9.8 mi$1,010
68928Bladen12.0 mi$1,360
68932Campbell12.7 mi$1,210
68945Heartwell13.7 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 68973?

HUD's FY2027 Small Area Fair Market Rents for 68973 are $780 (studio), $870 (1 BR), $1,010 (2 BR), $1,340 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 68973?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68973 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68973?

The FY2026 income limits of the Adams County, NE area apply: median family income $95,100, low-income (80%) limit $76,100 for a family of four.