FY2027 Small Area FMR · Stamford, NE

ZIP 68977 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68977 (Stamford, NE) is $1,040 a month, up 6.1% from FY2026. That is 3% above the Furnas County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,040per month ▲ 6.1%

Area-wide 2 BR FMR$1,014Furnas County, NE

Rank in the area4thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 10.1%

1 BR$900▲ 11.1%

2 BR$1,040▲ 6.1%

3 BR$1,410▲ 8.5%

4 BR$1,610▲ 10.3%

FY2027 FY2026

Where 68977 sits in the Furnas County, NE area

Of the 10 ZIP codes HUD lists for the area, 68977 has the 4th highest two-bedroom Small Area FMR. Furnas County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

ZIP code 68977 crosses more than one HUD area. HUD also lists it under Harlan County, NE (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$734	$690
1 bedroom	$900	$810 – $990	$928	$810
2 bedrooms	$1,040	$936 – $1,144	$1,014	$980
3 bedrooms	$1,410	$1,269 – $1,551	$1,404	$1,300
4 bedrooms	$1,610	$1,449 – $1,771	$1,695	$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $87,300 and the 80% low-income limit for four people is $75,300. ZIP code 68977 lies mainly in Harlan County and Furnas County. See the Furnas County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
67647	Long Island	10.4 mi	$970
68966	Orleans	10.6 mi	$1,010
68926	Beaver City	11.3 mi	$1,010
68967	Oxford	12.7 mi	$1,160
67622	Almena	13.2 mi	$960
68920	Alma	16.4 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 68977?

HUD's FY2027 Small Area Fair Market Rents for 68977 are $760 (studio), $900 (1 BR), $1,040 (2 BR), $1,410 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 68977?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68977 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 68977?

The FY2026 income limits of the Furnas County, NE area apply: median family income $87,300, low-income (80%) limit $75,300 for a family of four.