FY2027 Small Area FMR · Sutton, NE
ZIP 68979 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 68979 (Sutton, NE) is $1,170 a month, up 8.3% from FY2026. That is 15% above the Clay County, NE area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 68979 sits in the Clay County, NE area
Of the 16 ZIP codes HUD lists for the area, 68979 has the 3rd highest two-bedroom Small Area FMR. Clay County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.
ZIP code 68979 crosses more than one HUD area. HUD also lists it under Fillmore County, NE (same figures), Hamilton County, NE (same figures) and York County, NE (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $850 | $765 – $935 | $734 | $750 |
| 1 bedroom | $900 | $810 – $990 | $775 | $860 |
| 2 bedrooms | $1,170 | $1,053 – $1,287 | $1,014 | $1,080 |
| 3 bedrooms | $1,400 | $1,260 – $1,540 | $1,208 | $1,310 |
| 4 bedrooms | $1,540 | $1,386 – $1,694 | $1,333 | $1,470 |
A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $97,200 and the 80% low-income limit for four people is $77,750. ZIP code 68979 lies mainly in Clay County, Fillmore County and Hamilton County. See the Clay County, NE county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 68979?
HUD's FY2027 Small Area Fair Market Rents for 68979 are $850 (studio), $900 (1 BR), $1,170 (2 BR), $1,400 (3 BR) and $1,540 (4 BR) a month.
What is the Section 8 payment standard in 68979?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 68979 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 68979?
The FY2026 income limits of the Clay County, NE area apply: median family income $97,200, low-income (80%) limit $77,750 for a family of four.