FY2027 Small Area FMR · Oshkosh, NE

ZIP 69154 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 69154 (Oshkosh, NE) is $1,050 a month, up 1.0% from FY2026. That is 4% above the Garden County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,050per month ▲ 1.0%

Area-wide 2 BR FMR$1,014Garden County, NE

Rank in the area1stof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 5.6%

1 BR$800▲ 1.3%

2 BR$1,050▲ 1.0%

3 BR$1,250■ 0.0%

4 BR$1,380■ 0.0%

FY2027 FY2026

Where 69154 sits in the Garden County, NE area

Of the 10 ZIP codes HUD lists for the area, 69154 has the 1st highest two-bedroom Small Area FMR. Garden County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$734	$720
1 bedroom	$800	$720 – $880	$775	$790
2 bedrooms	$1,050	$945 – $1,155	$1,014	$1,040
3 bedrooms	$1,250	$1,125 – $1,375	$1,208	$1,250
4 bedrooms	$1,380	$1,242 – $1,518	$1,333	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $64,900 and the 80% low-income limit for four people is $75,300. ZIP code 69154 lies mainly in Garden County. See the Garden County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
69147	Lewellen	16.6 mi	$1,020
69148	Lisco	16.9 mi	$1,030
69129	Chappell	22.1 mi	$1,010
69149	Lodgepole	22.2 mi	$1,010
69122	Big Springs	24.4 mi	$1,020
69125	Broadwater	27.9 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 69154?

HUD's FY2027 Small Area Fair Market Rents for 69154 are $760 (studio), $800 (1 BR), $1,050 (2 BR), $1,250 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 69154?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 69154 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 69154?

The FY2026 income limits of the Garden County, NE area apply: median family income $64,900, low-income (80%) limit $75,300 for a family of four.