FY2027 Small Area FMR · Harrisburg, NE

ZIP 69345 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 69345 (Harrisburg, NE) is $1,090 a month, up 13.5% from FY2026. That is 7% above the Banner County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,090per month ▲ 13.5%

Area-wide 2 BR FMR$1,014Banner County, NE

Rank in the area4thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 14.5%

1 BR$860▲ 14.7%

2 BR$1,090▲ 13.5%

3 BR$1,370▲ 8.7%

4 BR$1,500▲ 11.1%

FY2027 FY2026

Where 69345 sits in the Banner County, NE area

Of the 9 ZIP codes HUD lists for the area, 69345 has the 4th highest two-bedroom Small Area FMR. Banner County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$734	$690
1 bedroom	$860	$774 – $946	$775	$750
2 bedrooms	$1,090	$981 – $1,199	$1,014	$960
3 bedrooms	$1,370	$1,233 – $1,507	$1,255	$1,260
4 bedrooms	$1,500	$1,350 – $1,650	$1,380	$1,350

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $98,200 and the 80% low-income limit for four people is $78,550. ZIP code 69345 lies mainly in Banner County. See the Banner County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
69341	Gering	10.7 mi	$1,010
69355	Melbeta	18.1 mi	$1,010
69352	Lyman	18.9 mi	$1,060
69353	Mcgrew	20.1 mi	$1,010
82217	Hawk Springs	23.5 mi	$1,010
69361	Scottsbluff	23.9 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 69345?

HUD's FY2027 Small Area Fair Market Rents for 69345 are $790 (studio), $860 (1 BR), $1,090 (2 BR), $1,370 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 69345?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 69345 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 69345?

The FY2026 income limits of the Banner County, NE area apply: median family income $98,200, low-income (80%) limit $78,550 for a family of four.