FY2027 Small Area FMR · Whiteclay, NE

ZIP 69365 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 69365 (Whiteclay, NE) is $1,060 a month, up 8.2% from FY2026. That is 5% above the Sheridan County, NE area-wide FMR of $1,014.

2-bedroom SAFMR$1,060per month ▲ 8.2%

Area-wide 2 BR FMR$1,014Sheridan County, NE

Rank in the area3rdof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 13.2%

1 BR$820▲ 9.3%

2 BR$1,060▲ 8.2%

3 BR$1,270▲ 5.8%

4 BR$1,670▲ 9.2%

FY2027 FY2026

Where 69365 sits in the Sheridan County, NE area

Of the 10 ZIP codes HUD lists for the area, 69365 has the 3rd highest two-bedroom Small Area FMR. Sheridan County, NE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$734	$680
1 bedroom	$820	$738 – $902	$785	$750
2 bedrooms	$1,060	$954 – $1,166	$1,014	$980
3 bedrooms	$1,270	$1,143 – $1,397	$1,208	$1,200
4 bedrooms	$1,670	$1,503 – $1,837	$1,601	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $78,500 and the 80% low-income limit for four people is $75,300. ZIP code 69365 lies mainly in Sheridan County. See the Sheridan County, NE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
57770	Pine Ridge	6.6 mi	$1,010
57794	Wounded Knee	11.1 mi	$1,010
57716	Batesland	17.2 mi	$1,170
57756	Manderson	17.4 mi	$1,010
69360	Rushville	20.0 mi	$1,100
57764	Oglala	21.7 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 69365?

HUD's FY2027 Small Area Fair Market Rents for 69365 are $770 (studio), $820 (1 BR), $1,060 (2 BR), $1,270 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 69365?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 69365 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 69365?

The FY2026 income limits of the Sheridan County, NE area apply: median family income $78,500, low-income (80%) limit $75,300 for a family of four.