FY2027 Small Area FMR · Cameron, LA

ZIP 70631 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 70631 (Cameron, LA) is $1,190 a month, up 5.3% from FY2026. That is 3% below the Lake Charles, LA area-wide FMR of $1,231.

2-bedroom SAFMR$1,190per month ▲ 5.3%

Area-wide 2 BR FMR$1,231Lake Charles, LA

Rank in the area14thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▲ 5.7%

1 BR$930▲ 5.7%

2 BR$1,190▲ 5.3%

3 BR$1,460▲ 5.0%

4 BR$1,740▲ 10.1%

FY2027 FY2026

Where 70631 sits in the Lake Charles, LA area

Of the 28 ZIP codes HUD lists for the area, 70631 has the 14th highest two-bedroom Small Area FMR. Lake Charles, LA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,231 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$935	$870
1 bedroom	$930	$837 – $1,023	$941	$880
2 bedrooms	$1,190	$1,071 – $1,309	$1,231	$1,130
3 bedrooms	$1,460	$1,314 – $1,606	$1,467	$1,390
4 bedrooms	$1,740	$1,566 – $1,914	$1,713	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $93,000 and the 80% low-income limit for four people is $74,400. ZIP code 70631 lies mainly in Cameron Parish. See the Lake Charles, LA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
70645	Hackberry	7.6 mi	$1,370
77611	Bridge City	19.1 mi	$1,540
70665	Sulphur	19.8 mi	$1,480
77642	Port Arthur	20.7 mi	$1,150
77619	Groves	22.0 mi	$1,410
77640	Port Arthur	22.4 mi	$1,350

Questions

What is the Fair Market Rent for ZIP code 70631?

HUD's FY2027 Small Area Fair Market Rents for 70631 are $920 (studio), $930 (1 BR), $1,190 (2 BR), $1,460 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 70631?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 70631 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 70631?

The FY2026 income limits of the Lake Charles, LA area apply: median family income $93,000, low-income (80%) limit $74,400 for a family of four.