Income Limits by County

FY2027 Small Area FMR · Mineral Springs, AR

ZIP 71851 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 71851 (Mineral Springs, AR) is $1,000 a month, up 1.0% from FY2026. That is 10% above the Howard County, AR area-wide FMR of $909.

2-bedroom SAFMR$1,000per month ▲ 1.0%
Area-wide 2 BR FMR$909Howard County, AR
Rank in the area1stof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 71851 sits in the Howard County, AR area

$910$1,000median $910

Of the 8 ZIP codes HUD lists for the area, 71851 has the 1st highest two-bedroom Small Area FMR. Howard County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$710$639 – $781$646$710
1 bedroom$760$684 – $836$695$750
2 bedrooms$1,000$900 – $1,100$909$990
3 bedrooms$1,190$1,071 – $1,309$1,084$1,190
4 bedrooms$1,310$1,179 – $1,441$1,195$1,430

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $59,800 and the 80% low-income limit for four people is $56,900. ZIP code 71851 lies mainly in Howard County. See the Howard County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
71859Saratoga8.0 mi$970
71831Columbus8.9 mi$990
71823Ben Lomond10.5 mi$910
71852Nashville10.9 mi$910
71855Ozan11.0 mi$930
71846Lockesburg12.2 mi$910

Questions

What is the Fair Market Rent for ZIP code 71851?

HUD's FY2027 Small Area Fair Market Rents for 71851 are $710 (studio), $760 (1 BR), $1,000 (2 BR), $1,190 (3 BR) and $1,310 (4 BR) a month.

What is the Section 8 payment standard in 71851?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 71851 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 71851?

The FY2026 income limits of the Howard County, AR area apply: median family income $59,800, low-income (80%) limit $56,900 for a family of four.