FY2027 Small Area FMR · West Point, AR

ZIP 72178 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72178 (West Point, AR) is $990 a month, up 8.8% from FY2026. That is 4% above the White County, AR area-wide FMR of $948.

2-bedroom SAFMR$990per month ▲ 8.8%

Area-wide 2 BR FMR$948White County, AR

Rank in the area6thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891

2 BR Small Area FMR$990

110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700▲ 7.7%

1 BR$810▲ 6.6%

2 BR$990▲ 8.8%

3 BR$1,290▲ 8.4%

4 BR$1,300▲ 7.4%

FY2027 FY2026

Where 72178 sits in the White County, AR area

Of the 21 ZIP codes HUD lists for the area, 72178 has the 6th highest two-bedroom Small Area FMR. White County, AR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $948 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$674	$650
1 bedroom	$810	$729 – $891	$779	$760
2 bedrooms	$990	$891 – $1,089	$948	$910
3 bedrooms	$1,290	$1,161 – $1,419	$1,238	$1,190
4 bedrooms	$1,300	$1,170 – $1,430	$1,246	$1,210

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $75,600 and the 80% low-income limit for four people is $60,500. ZIP code 72178 lies mainly in White County. See the White County, AR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
72082	Kensett	4.3 mi	$920
72068	Higginson	6.0 mi	$910
72143	Searcy	7.6 mi	$990
72060	Griffithville	9.0 mi	$910
72010	Bald Knob	9.0 mi	$950
72052	Garner	10.5 mi	$980

Questions

What is the Fair Market Rent for ZIP code 72178?

HUD's FY2027 Small Area Fair Market Rents for 72178 are $700 (studio), $810 (1 BR), $990 (2 BR), $1,290 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 72178?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72178 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72178?

The FY2026 income limits of the White County, AR area apply: median family income $75,600, low-income (80%) limit $60,500 for a family of four.