FY2027 Small Area FMR · Clarkedale, AR

ZIP 72325 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 72325 (Clarkedale, AR) is $1,000 a month, down 5.7% from FY2026. That is 23% below the Memphis, TN-MS-AR area-wide FMR of $1,301.

2-bedroom SAFMR$1,000per month ▼ 5.7%

Area-wide 2 BR FMR$1,301Memphis, TN-MS-AR

Rank in the area88thof 105 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840■ 0.0%

1 BR$910▼ 3.2%

2 BR$1,000▼ 5.7%

3 BR$1,310▼ 5.8%

4 BR$1,510▼ 6.8%

FY2027 FY2026

Where 72325 sits in the Memphis, TN-MS-AR area

Of the 105 ZIP codes HUD lists for the area, 72325 has the 88th highest two-bedroom Small Area FMR. Memphis, TN-MS-AR is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $900 and $1,100 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$1,095	$840
1 bedroom	$910	$819 – $1,001	$1,191	$940
2 bedrooms	$1,000	$900 – $1,100	$1,301	$1,060
3 bedrooms	$1,310	$1,179 – $1,441	$1,717	$1,390
4 bedrooms	$1,510	$1,359 – $1,661	$1,981	$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $92,700 and the 80% low-income limit for four people is $74,150. ZIP code 72325 lies mainly in Crittenden County. See the Memphis, TN-MS-AR metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
72384	Turrell	4.0 mi	$1,000
72339	Gilmore	7.0 mi	$1,000
72338	Frenchmans Bayou	7.4 mi	$1,000
72327	Crawfordsville	7.9 mi	$1,000
72364	Marion	7.9 mi	$1,140
72386	Tyronza	11.9 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 72325?

HUD's FY2027 Small Area Fair Market Rents for 72325 are $840 (studio), $910 (1 BR), $1,000 (2 BR), $1,310 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 72325?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 72325 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 72325?

The FY2026 income limits of the Memphis, TN-MS-AR area apply: median family income $92,700, low-income (80%) limit $74,150 for a family of four.